John Hoeven actually said...

"A State's first approach is about that empowerment that's so important for States and particularly for private industry."

"It's one thing to say we want it. It's another thing to do it."

"You have to be able to demonstrate in a way that the public understands that the regulators have created safeguards in the system that will allow an institution to fail..."

"I believe that the taxpayers should not back those large----"