Many of the businesses that I talk to in North Dakota who have, over the years, offered great plans, plan on sticking with the great plans that they have.
We are setting policies in Washington, DC, that are consolidating more and more assets into the larger banks.
You have to take a risk-based and specific targeted approach to address the issues that are relevant.
There is too much one-size-fits-all in the housing market, and that is even more discouraging.
It is absolutely critical that we maintain a role for independent community banks and credit unions.
Just a quick comment, and not to belabor this point, but I do want to kind of go on record saying we need to be careful ...
We cannot move forward, in part because of the impediments and because of the requirements.
the best enforcement tool is a good deterrence.
I think the concern here is that in anything like this that is going to have a fair level of controversy...
I hope in 10 years you are right.
We have an acute shortage and affordability issues due to our economy as things grow.