Congratulations on holding a hearing on something that could be a problem later on and is not a crisis right now.

I do not regulate them; buyer beware.

I think we need to be thinking about these issues if, in fact, we see this becoming a way to transmit goods and services that is more generally and regularly accepted.

I would suggest that those at the bottom are not feeling the effects of these policies.

This isn't Cadillac, this is bare subsistence, this is bare existence. These are atrocious, appalling conditions that should not happen in this Country.

And would you also agree that right now in America we have the greatest income disparity that we have had since the Great Depression, right before the Great Depression?

We need advocates, beyond this Committee, we need advocates in the Administration.

I think what you hear today is bipartisan support to fix both of these problems.

So you agree with me that this could be an expansion that we need to get parity for Native Americans who are within the Indian health system.

Section 8 has become irrelevant in western North Dakota.

One of the biggest challenges we have today in North Dakota is housing.

So this very significant program across the country is not particularly responsive.