Melvin Watt: “Can the Chair tell me how much time remains in my 5 minutes? The Acting Chair. The gentleman from North Carolina has 3…”

What was needed in this industry was somebody to make responsible decisions and not let access overburden safety and soundness.

A presumption of innocence is foundational to our society, as is due process.

I would certainly emphasize that if anybody here has the notion that I believe that I am above the law, they should dissuade themselves of that notion.

Due process cannot be dispensed in 5-minute exchanges of questions and answers, or by politicians...