Melvin Watt: “I would just say to the American people that gridlock is being replaced in this body by totalitarianism.”

I have an amendment at the desk which was made in order under the rule. The Acting CHAIR. The Clerk will designate the amendment. The text of the amendment is as follows: Page 5, insert the following after line 23 and redesignate…

Don't expect me to disregard the law and do it for you.

No one is above the law.

I don't think there is any question that somebody who gets good homeownership counseling, either pre-ownership, or in some cases post-ownership--it makes them better borrowers.