Kay Hagan actually said...

I will say, in North Carolina we had put that in place earlier, although it is still like a pretty expensive policy.

I, too, want to thank you for all the hard work you've put in to date, and for being here today.

I am grateful for the opportunity to introduce to you North Carolina's Commissioner of Banks, Joseph A. Smith, Jr.

I am excited that, should he be confirmed, he will have the opportunity to serve as Director of the Federal Housing Finance Agency.