03/05/2013
https://congress.gov...
"Elections do have consequences, dramatic consequences at that."
"It has been not only the desire of this committee but the sense of this House that the CFPB be a commission."
"All of us here have experienced the adage that elections have consequences, and to the victor goes the spoils, and usually at the detriment of the electorate."
"But it would not abridge the rights of the individuals and consumers."