Deborah Ross actually said...

"You are not in the business of being an insurance company. You are in the business of providing a particular service, in most cases a nonprofit or charitable service for which you have a unique risk."

"If we don't have affordable coverage for your members, then they can't provide their service, and if they can't provide their service, which is a nonprofit charitable service, then: one, where does th..."

"We have to live with the fact that demand will be there, and if we try to overregulate the supply, there will be a black market for it."

"Being from Florida, I had an opportunity when we had our payday lending issues that were pretty bad."