Deborah Ross actually said...

"we have created this model, that we use the word ``insurance'' when, in fact, what we have created is a relief model"

"It would seem to me that would be a good partnership, even though I would say that well over 80 percent of our commerce in the cyber world is through the private sector."

"So it is going to become the predominant barrier, if you will?"

"I think that if a forbearance period is not granted, it is incumbent on this committee to monitor that situation."