Deborah Ross actually said...

"Let us recognize that a family may not be able to afford a home. The prices may be too high and the family's income may not rise with those prices."

"And the reason we had to pay that is because unless we put 20 percent down and financed 80 percent, we had to have the guarantee in there just in case of a default."

"First, people should be able to afford a place to live."

"I agree with Mr. Capuano. I think we all believe that there should be a solution here with a backstop."