02/02/2016
https://www.congress.gov...
"Through several settlements, state regulators have returned nearly one billion dollars to consumers."
"Our state is ravaged by the fallout from irresponsible lending--too many loans that never should have been made."
"The neighborhoods hardest hit by the subprime crisis have been those where minority residents predominate."
"Congress should encourage agencies to continue to take advantage of existing recruitment incentives."