Richard Cordray: “We do not want to dry up access to credit, and maintaining that balance is quite important.”

The fastest growing segment of student loan borrowers is actually older Americans.

anything that is attempting or seeking to compromise our independence will make it harder for us to do our job.

the irresponsible lending that precipitated the crisis and blew up the mortgage market and blew up the economy pushed most lending now to GSEs and eliminated, destroyed the secondary financing market, which has not yet recovered.

I don't believe in a scorched-earth approach.