Richard Cordray: “I believe that the Bureau's short history has only made the case for reform even more compelling.”

I know that everyone agrees that discrimination has no place in our economy.

Through fair rules, consistent oversight, appropriate enforcement of the law, and broad-based consumer engagement, the Bureau is helping to restore American families' trust in consumer financial markets.

We do not want to dry up access to credit, and maintaining that balance is quite important.

I don't believe in a scorched-earth approach.