Claire McCaskill

So you're going to scan the documents and that way the lender, who has absolutely no motivation other than to say no, we're leaving it the way it is----

Shouldn't we have--you need to let us know how we need to correct the legislation to stop this.

I love that anybody makes money in America. I endorse heartily the free market system.

That's news and that's good.

That's what this is about. It's about the Judy Thomas's out there.

We're not going to solve this problem of people getting ripped off by these companies, buying these services, if we don't solve the score problem, too.

Do you see any reason why we shouldn't include a free credit score with the free credit report?

What are we going to do about this? What do we need to do to shut this down?

I'm going to start a tradition on this committee.

I hope the hearing today will provide the Committee some answers to the things credit reporting agencies are doing on a proactive level to try to eliminate errors.

I think we're going to have a great working relationship during this Congress trying to do our very best work in the area of protecting consumers primarily.

We're not talking about a local bank who you have a relationship with here. We're talking about nameless, faceless people that are dealing with numbers...

What I want to get at is this free credit report problem that we thought we'd solved.

I don't think this should happen.

I know that the industry takes issue with some of the figures used to highlight this problem and I'm interested to hear what they have to say.

This subcommittee will use our hearings to serve as a watchdog for consumers, with particular focus on misleading and deceptive marketing to consumers.

I want to welcome everyone today to the first subcommittee hearing in the Subcommittee on Consumer Protection, Product Safety, and Insurance and Athletics.

The minute we try to close off their ability to sell a credit report that consumers should get for free, they're going to start selling the score.

You're telling me you don't have the tools to stop this right now; is that correct?

I don't know why this is legal, this page, because it says 'Get your free credit report delivered in two days.'

I look forward to working with Ranking Member Heller and other members of the Subcommittee to hold scammers and others who prey on consumers accountable.

America's credit reporting system plays an important role in our economy and a critical role for consumers.

Following the lead of Senator Nelson in his Committee on Aging.

There's just no reason this program should continue, given its history of extensive waste and abuse.

I want to make sure that we are not shutting down something after the big guys have all gotten the cows out of the barn.