I would love to follow up and see if it is accessible to the public.

Racial bias in mortgage lending is pretty well-documented.

we need to address that right away because they are frustrated that the purpose of the whole Act and the data--it is kind of setting them back in not having easy access to that information.

it is really important, especially for families that I represent, that we have easy access to that data because right now it is very frustrating for advocates to be able to show that there is an issue with discrimination.

I am very proud, and with the wonderful support of our Madam Chairwoman here, H.R. 3622, the Restoring Unfairly Impaired Credit and Protecting Consumers Act, which reduces the debt on someone's credit report from 7 years to 4 years.

Yes, it is bullying. And they are really dismayed because they are like, 'Well, this is how much I borrowed. Why is it triple the amount?'

Not all of us can afford to go to court, folks. We can't afford to find a lawyer. Do you know how distressing that is?

I feel like there needs to be a better balance in this conversation, in this debate, in this committee.

Again, without fully understanding, but she is just devastated.

I was born and raised in Detroit--from more homeowners to renters and so forth, and I think it is a result of a lot of combinations of things that you guys put forward.

We need HUD to make loss mitigation mandatory.