"We need more resources."
"I think so many people always forget how many times the American taxpayer has bailed out folks for just really hiding the truth from the public, especially in areas that we know are risks."
"climate risk is a financial risk."
"we bail them out instead of telling them to do what is right, which is providing information so that we can make much more informed decisions."
"I would like to turn now to concerns about compliance costs."
"They are talking about just disclosing first, right?"
"the difference in homeownership rates between Black and White households is larger today than it was before the passage of the Fair Housing Act of 1968"
"Discrimination is not a relic of the past. It remains a problem in our housing sector."
"We need to truly enforce them in a way that, again, pushes back against what we know is very much systemic racism within the banking industry."
"We need to enforce our nation's fair lending and housing laws, but we also need to make sure the Consumer Financial Protection Bureau can enforce our nation's consumer protection laws."
"I know roughly 50 million consumers out there, Ms. Bailey, were disproportionately people of color, who lacked the credit history necessary to produce a reliable credit score."
"It is so exhausting. This is really incredibly exhausting, and I cannot imagine our residents sitting at home."