Chairwoman McWilliams mentioned this opt-out, but States should not have to opt out.

It seems to me that there is a lack of a sense of urgency in trying to help middle-class families not become targets of these criminal schemes.

We are not here representing the banks and big corporations. We are elected by the people, not by them.

the cost of that injustice has already been borne by black communities, native communities, and communities of color.

The moral integrity of a Nation can be measured by how we deal with poverty, and by that measure, we are failing every single day in this country.

the true intent of CRA was not to help the wealthy and those who already do not need help.

I am giving you notice that we have a serious problem with you giving credit for these kinds of activities that have nothing do with access to affordable housing.

Yes, you can say that, but it doesn't make it right or wrong, right?

It is still wrong to give credit to for-profit prisons and stadiums for CRA.

Most of my residents are left at the mercy of corporate investors who are using both existing and new business models to extract as much wealth as possible.

Government has to be about people. And right now, they are rigging the system.