"Is it enough to engage in what they call one-off bands or interventions and investments, which may pose security risks regarding that particular factor?"
"What we are looking at there is, what is the vulnerability of the U.S. business?"
"I am really disappointed that we are doing this."
"Any time two firms control more than 90 percent of a market, concern is entirely appropriate."
"I always look at the witnesses who come before us and try to figure out what lens they are bringing, or their lived experience, or the people that they serve."
"It is the anti-ESG crusaders here, or simply, for me, carrying the water of corporations, that don't really want to disclose long-term risks that their businesses face."
"Your agency--I won't call it an organization--is the only financial regulator that is laser-focused on consumer protection, correct?"
"They were out of control. We had to do something about it because people were calling us."
"I think it is because you did about $17 billion in relief for over 200 million consumers through the Bureau's enforcement and supervisory activities."
"I think you all actually read the small print of things that get sent out to our consumers."
"I know I looked, and it really does impact some of our working poor communities regarding the late fees."
"I also have been incredibly thankful that--and, again, the Bureau didn't have to do this--your report on medical debt literally triggered all three of the major the credit reporting agencies to do som..."