"But Mr. Rivera, they are saying if somebody has a low credit score, the likelihood of them committing a fraudulent claim is higher, so they are saying because they are poor, because they have a low credit score, the likelihood of them committing a crime is higher, isn't that discrimination?"
"the insurance industry has never admitted that communities of color actually pay more for their car insurance"
"So Mr. Lynch, why does marital status have anything to do with somebody's driving history or driving record?"
"I just want to thank so much Mr. Rivera, who co-authored, 'Auto Insurance and Economic Mobility in Michigan,' but I also want my colleagues to know our emphasis and advocacy around non-driving factors..."
"We call that redlining. It is a discriminatory practice to base it not solely on people's driving history."
"Would it surprise you to know that a driver with a DUI and a good credit score will pay less for auto insurance than a driver with no DUI and a good driving history who has a decent credit score, not ..."
"the use of credit scores to me is extremely dangerous."
"So Mr. Lynch, there are two drivers, true fact, who can talk to each other from across the street in their driveways, they are the same age, they have the same driving history, the same car, the same ..."
"The unfortunate effect of this is that the people who need the cheapest auto insurance the most, are the ones who get charged more."
"I want to thank all of you so much for your testimony in this critically important discussion about human impact on people's public health, especially women and children, when we do nothing about clim..."
"I just want them to know I believe them, and there are doctors and scientists out there that believe them, that CO2 output is killing people."