This is another time when we retreat from oversight. We talk a lot about oversight on the Committee on Appropriations. We talk a lot about oversight in the authorizing committees, that we need to find out what the people are doing, what we asked them to do, that they are doing it properly, and that they are serving the American people as we want them to do. The same is true, of course, of those folks who serve in the regulatory agencies, Treasury and others, to make sure that the consumers are being treated fairly. I don't know why we keep retreating from that. If they do wrong, we ought to call them out for doing that. If they are doing too much, we ought to call them out for doing too much. To say that they can't do it undermines the consumer and undermines the American people who are expecting us to make sure that people are treating them fairly, on the up and up, and not taking advantage of them, not because they are not smart, because they are, but they may not be expert on what they are dealing with. Mr. Chairman, I oppose this amendment, and I yield back the balance of my time.
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