Elijah Cummings actually said...

"People should be able to get now lower interest rates and people should have... an opportunity to take advantage of those rates."

"I also thank you for all of your hard work on behalf of your district and for all Americans who are going through this dreadful thing called foreclosure."

"I sincerely thank you for bringing this hearing to Brooklyn."

"And I just wanted to say we are going to hold you to that."