Elijah Cummings actually said...

critical weaknesses in servicers... which individually or collectively resulted in unsafe and unsound practices

I congratulate you, Senator Casey, on your new position as Chairman of this Committee, and look forward to your leadership.

I am worried about folks who, when the economy comes back, we try to make these changes, and it will be hard to reverse it.

At a time when creating jobs is our top priority here in Congress, I believe we must consider that regulation has the potential to actually ...