Elijah Cummings actually said...

"I just want to thank you for using your discretion. As a child, starting at 9 years old, I started participating in protests just to get some rights."

"There comes a point where discretion ends and then you have to act, is that correct?"

"I am very pleased that you have been appointed."

"One of Dodd-Frank's top priorities was to bring these businesses and products into the regulatory sunlight."