Elijah Cummings actually said...

People should be able to get now lower interest rates and people should have... an opportunity to take advantage of those rates.

the best way to end the housing crisis, help homeowners, and save taxpayers money.

But there is something that used to happen, and I hope it is not still happening, where people would go to the library, fax their papers in ...

I would encourage you all to find ways to get that done.