Elijah Cummings actually said...

"I also thank you for all of your hard work on behalf of your district and for all Americans who are going through this dreadful thing called foreclosure."

"People should be able to get now lower interest rates and people should have... an opportunity to take advantage of those rates."

"the best way to end the housing crisis, help homeowners, and save taxpayers money."

"But there is something that used to happen, and I hope it is not still happening, where people would go to the library, fax their papers in to you all, and then they check on them and they get no resp..."