Elijah Cummings actually said...

critical weaknesses in servicers... which individually or collectively resulted in unsafe and unsound practices

I congratulate you, Senator Casey, on your new position as Chairman of this Committee, and look forward to your leadership.

I am worried about folks who, when the economy comes back, we try to make these changes, and it will be hard to reverse it.

But we must be very, very careful, because regulations were, after all, put forth to make sure that the American people's health, safety, an...