02/28/2012
https://congress.gov...
"It is outrageous that millions of Americans, lower-income Americans, are losing billions of dollars in the form of late fees."
"The way to go here is not through, in my view, a private sector structure but through the Federal Reserve and the FedNow system."
"You should not have to pay for the benefit of getting your paycheck in real time, and it just drives millions of Americans already close to the edge over the edge."
"Curbing the practice of stock buybacks could, you know, force these companies to invest more in their workers."