Chris Van Hollen actually said...

In Maryland, that standard has not been sufficient to cover the risks that are due to changes in rainfall and climate change.

The reality is, the more you put onto the back of the policyholder, the most people leave the program altogether.

So why would we penalize policyholders when there are runaway expenses of the NFIP?

I think everyone on the Committee can agree that we need to put an end to the short-term reauthorization extensions.