Chris Van Hollen actually said...

Doesn't that stack the deck against the consumer?

Is there some kind of deterrent that we could put in place so that the burden and the penalty for collecting and disseminating bad data...ca...

It does seem, as reflected in a lot of the comments today...that the credit reporting agency model is one that is in some ways uniquely stac...

you said that you would provide credit protection but only if consumers gave up their right to get their day in court.