Chris Hollen actually said...

"Is there some kind of deterrent that we could put in place so that the burden and the penalty for collecting and disseminating bad data...can actually address this problem on the front end?"

"It does seem, as reflected in a lot of the comments today...that the credit reporting agency model is one that is in some ways uniquely stacked against consumers."

"Doesn't that stack the deck against the consumer?"

"I can understand why Equifax would want to deny that particular kind of recourse because it can be more successful in recovering people's damages."