Chris Van Hollen actually said...

Right. And Ms. Watkins just to follow-up on this conversation, it seems that there are actually three possibilities here.

Well we see what happens when people don't get in front of a banking situation. The same would hold true when it comes to the insurance mark...

the friendship knows no limits.

I mean those are the options. Can you talk a little bit about what's going to happen to homeowners in coastal communities?