Chris Hollen actually said...

"The voices of consumers and the voices of civil rights protection need to move away from the kid table to the front table."

"We need those benchmarks and we really need to tie the productivity in meaningful modifications and by that, I mean principal reductions."

"These are policies and financial funding and incentives have to come at the national level, and that's why we also have to deal with issues around federal preemption."

"We've also had many cases where we have not been able to make progress, which is why it's essential that we move forward more aggressively on that front."