Chris Van Hollen actually said...

It's fair and simple, and we can have a mechanism to get the funds back on a realtime basis to draw a real connection in the consumer's mind...

It is important as we talk about the potential job loss, also to talk about the potential job creation.

the only economically viable approach to ensure that Congress is able to protect low-income and vulnerable communities from potentially high...

Yes, we obviously can't get to where we want if we believe there is a serious problem just by doing what we are doing.