02/24/2009
https://congress.gov...
"So I guess those industries are making billions of dollars, but they really do not need to exist, in your testimony."
"The law would have allowed you to do that, right?"
"People, consumers who have information incorrectly included on one of your reports, they often have to pay a lot of money to other firms to get it corrected."
"And so if you are looking out for the rights of consumers, why do not you give them the choice of how they seek their remedy?"