Ben Cardin actually said...

I would say the flip side of the coin would be doing too little because the law at this point is clearly in need of some improvement.

Well, I appreciate you dodging the question, and I understand--if there is a rationale, please let us know the rationale.

I think there is fundamentally a risk in Congress doing too much and there is a risk in Congress doing too little.

But don't you think we will be storing almost everything in third parties in the near future?