Ben Cardin actually said...

I do not think the IRA will substitute for an employer-provided incentive to save.

But in the auto-IRA, the one thing that we found out is that, for lower wage workers and younger workers, the tax incentive, in and of itsel...

I think the budget that you have presented is balanced in that you look at ways in which we can manage our deficit and get it to a responsib...

We want to protect the environment for future generations, that is the responsibility.