Ben Cardin actually said...

"We need to work with the SBA, because they have raised some administrative issues."

"Thank you, Chairman Cardin and Ranking Member Paul and members of the Committee for the opportunity to be here today."

"Thank you very much. First, thanks for this hearing. It is very important."

"So I guess my question to all of us is that, obviously, a lot of this can be done administratively, but we in Congress might need to take a look at policies that reflect that."