Ben Cardin actually said...

We have to, first, protect Social Security, make sure it is strong and remains strong.

The Saver's Credit is a very valuable tool. Six million workers today are getting a benefit.

My colleague, Senator Harkin, has proposed a way to do this, his USA Retirement Accounts. It is legislation, I believe, with great merit.

What we need to do, in our mind, or things that we should be looking at, are strengthening Social Security, as has been said, expanding acce...