Ben Cardin actually said...

I just hope we can evaluate that because we do think there are a lot--I mean, I know a lot of parts of Maryland that have had designations, ...

My concern is that imposing a moratorium freezes the CA lenders that we currently have.

But my information also shows that we do have regional gaps in having the availability of these programs.

Mr. Lewis, you mentioned the gaps that we have in regards to minority communities.