I want to just thank Chairman Hensarling and Ranking Member Waters really for the insight.

I want to thank Mr. Cummings for his leadership on this issue.

I just want to say that it probably reflects the new leadership, the new chairman, the gentleman from Utah, Mr. Chaffetz, that we are finally addressing this problem.

I thank the gentleman for yielding. Mr. Speaker, I rise in strong opposition to H.R. 1563, the Federal Employee Tax Accountability Act. I just want to point out that this is indeed about Federal employees, the Federal Employee Tax…

I traveled a lot as an iron worker before I came to Congress and oftentimes I would only be in a place maybe 6 months, 8 months, and many times shorter times than that.

I have some areas in my district that are underbanked, including Brockton, Massachusetts.

One of the things that the Center for Responsible Lending has been very public and adamant about is the importance of actually making sure that community-based banking institutions have an opportunity to compete.

But that is a very separate thing than saying that it should be acceptable to charge 300 percent or 400 percent interest rates.

This is a very serious issue, and you've done nothing. You've done nothing.

How about just naming them, name and shame? How about that?

I don't see the end of this if we leave this situation the way it is.

I think the problem here, now after hearing you testify, even though you've said you were not happy, even though you said you were very disappointed--this is a prostitution ring--15 to--they are using taxpayer money to solicit and pay for…