Michael Capuano actually said...

I am very supportive of what you do. I am supportive of you doing research. I am not supportive of anyone gathering additional data that is ...

I have not had a single complaint about the impact of QM on individual borrowers or on the housing market itself.

So QM did not kill the situation, it actually helped consumers.

I love you, and you know I support the agency, but I don't trust that answer from a governmental agency.