Michael Capuano actually said...

I guess my question is--which I know you won't be able to answer--who else was doing this?

The regulators didn't find a serious problem with it, just a little bit of a problem.

Do you think that maybe you kind of waited a little too long?

I am trying to figure out, in times where there really is a run on the bank, where there really is desperation, ordinary protocols sometimes...