Jim McGovern actually said...

I think this saved a lot of lives here. I really do.

I think what we did was an absolute necessity. And you are to be commended for your leadership, Mr. Chairman.

I think that Mr. Gallagher has put his finger on the question we need to deal with, which is, have there been abuses of this system?

I do think it probably hurt the ability to collaborate, you know? Because where the friendships really develop are in passing, at dinner, yo...