"We are really trying hard to see what the effectiveness is and to make recommendations that might make it more effective."
"If the banks are not in a stronger financial position, they will not lend."
"We have to build it on reality. And reality is what those assets are really worth."
"We support the special Inspector General's efforts."
"It is always a surprise when... we discover that there are people who have abused public trust."
"The basic understanding behind Glass-Steagall was, look, we can't keep doing that. That is not going to work for us."
"Nobody should be protected from making mistakes."
"If we go back to a world where the basic consumer financial products are just steady, and they are just plain vanilla, they are ones that have a level playing field."
"We think they could be stronger, and we think they should be used in more ways and more often."
"I am very concerned about the ticking time bomb we face in commercial real estate lending."
"I was honored to testify before the COP's recent field hearing in New York City examining problems in commercial real estate."
"The advantage of going last in the opening statements is that I have the privilege of agreeing with my colleagues."