If the United States tears up the deal, we isolate ourselves instead of Iran, and we empower the Iranian hardliners who reject engagement with the West.

I think it is important that they be public. We cannot exercise oversight without them.

you said you would tackle principal reduction. I asked you about it repeatedly, but for 2 years after you were sworn in, you did not move an inch on this.

We need to end the Government conservatorship of Fannie Mae and Freddie Mac, and we need to do so in a way that protects taxpayers, establishes an explicit and paid-for Government guarantee, and provides more affordable housing options for…

Congress specifically required FHFA to consider principal reduction to achieve those goals.

For years--for years--people lost their homes because FHFA would not enforce the part of the bill that says give some relief to homeowners.

we have a retirement crisis in this country. Today, among working families on the verge of retirement, about a third have no retirement savings of any kind and another third have total savings that are less than one year's annual income…

I totally agree, and I think the point is well-argued. Thank you very much.

It is a powerful point, Dr. Holland.

when he was running for President, Donald Trump laid out a pretty clear vision of how he would deal with Wall Street. He said: ``Wall Street has caused tremendous problems for us.'' He claimed he wasn't ``going to let Wall Street get away…

I believe that the labs and the research that they do make up the backbone of our future military strength.

The ability to recruit. It is a really powerful point.

I think it's really important, you talk about the tools that are needed, but you're also talking about a very different approach from a management perspective.

It seems like what we do right now is we encourage risk aversion and just stick with whatever you've done for the last 100 years rather than encouraging people to take some risks.

Actually, thanks to the attraction of Boston, Massachusetts.

Thank you, Mr. Chairman, and thank you to our witnesses for being here and for this thoughtful report that you've put together.

So you are basically saying a lower cost for insurers, and in a perfect market what that will mean is passed-along benefits to customers who either can buy at lower rates because there is more competition in the marketplace.

So you are saying that you think if we abandon this, it means higher risk for U.S. policyholders.

Because there will be less capital for them to draw on if there is a problem.

GAO has reported that the Navy uses a workweek standard that 'does not reflect the actual time sailors spend working.'

it seems best designed to ease standards for Wall Street.

This bill would let big banks and payday lenders and financial advisers go back to cheating people, with no accountability.

it is disheartening that many of our organizations are back here again, this time trying to keep some Members of Congress from reopening the doors to practices that drained wealth from hardworking Americans.

We have an obligation, a moral obligation to make sure that kind of crisis never happens again in this country.

It is about throwing working families under the bus so that Congress can do the bidding of Wall Street.