Elizabeth Warren actually said...

"The ability to recruit. It is a really powerful point."

"I think it's really important, you talk about the tools that are needed, but you're also talking about a very different approach from a management perspective."

"So you are basically saying a lower cost for insurers, and in a perfect market what that will mean is passed-along benefits to customers who either can buy at lower rates because there is more competi..."

"Because there will be less capital for them to draw on if there is a problem."