Elizabeth Warren actually said...

You have not helped a single family, not even one, by agreeing to a principal reduction.

It has been 6 years since Congress created FHFA, and in all that time, your agency has never, not once, permitted a family to reduce its pri...

But they are not principal reductions, so let us just be----

This looks like a program to me that you do not need to spend another year on. It is a program that needs to be severely cut back.