Elizabeth Warren actually said...

"Almost one-third of Americans on the edge of retirement have zero savings, and another third have less than a year's worth of income put away."

"We've got a problem with outdated laws, loopholes in the laws, and that's how we end up with these two different standards."

"It is hard, really hard, to save for retirement, and the stats bear this out."

"It is legal to do that, and I think that's what the regulators say. It's legal."