11/04/2013
https://www.congress.gov...
"Well, it is--big. I mean, it is important, it is heavy, it is very relevant, how much regulation, how effective the regulation is, how well-enforced the regulation is, how consistent the regulation is..."
"There are a lot of tools available to make markets work better for American families."
"Our first item that we are working on out of the box is to reduce the costs for the credit issuers, yes, sir."
"But remember, this is an agency we are building over a very long arc."