Elizabeth Warren actually said...

The question is whether or not these can all exist simultaneously or the market will drive away from, in effect, the mutual pool.

And the question is who are those people who are cross-subsidizing the other parts of the educational undertaking?

I think that is a very valuable point, and one of the things I hope we will pursue is how the regulations can be adjusted, not just to permi...

But when you sit on this side, you have got to write the law in the fear that we are going to be there someday.