02/23/2009
https://congress.gov...
"it sounds like to me we may need some pressure from the Government to make sure that the toughest standards are used."
"We understand why chip and PIN works better, and it seems that we are years behind Europe in developing adequate technology."
"I think it is fair to say that is not very many given the number of data breaches that we have seen over the last decade."
"All of us have constituents who are affected by these data breaches, and I think it is clear that the data protections we have in place now are not enough."